The halal-finance ecosystem
The reference players across France and Europe, and the compliant funds accessible to French investors. You're not alone.
Where we fit
Nyance
The one-stop shop for compliant finance: halal screener, zakat calculator, compliant ETFs, in French, in euros.
Visit websiteBanks & accounts
Chaabi Bank
chaabibank.frRetail bank with a Sharia-compliant offering in France: the Harmonis current account and murabaha home financing.
Individuals · France
Laymoon
laymoon.appCompliant-account super-app with built-in services (zakat, eSIM, cashback).
Individuals · Belgium & France
Musc Pay
muscpay.comSharia-compliant payment account for individuals and businesses, IFAAS-certified.
Individuals & businesses · Belgium & France
BFCOI / BRED (La Réunion)
Website to be confirmedLong-standing Islamic window in Réunion (compliant fund, real-estate murabaha).
Individuals · France (Réunion)
Wealth advice & management
570easi / Groupe 570
570easi.frOne of the most complete Sharia-compliant wealth-management firms (life insurance, retirement plan, real-estate funds, financing, zakat).
Individuals · France
Lina Finance
lina.financeSharia-compliant wealth-management advice, on a digital fee-based model.
Individuals & businesses · France
Perenys (IESG France)
perenys.comSharia-compliant wealth-management advisory firm (IESG France).
Individuals · France
Amana Patrimoine
amana-patrimoine.frSharia-compliant wealth-management advice, with estate-transfer expertise (fara'id, waqf).
Individuals · France
Etiik Conseils
etiik-conseils.frSharia-compliant wealth advice, also positioned on employee savings and corporate treasury.
Individuals & businesses · France & international
SC Consulting (Sabria Djezzar)
sc-consulting.frSharia-compliant finance advice and training, a relay in France's overseas territories (TAMWIL program).
Individuals · France (Réunion)
Insurance (takaful)
SAAFI / Sakina Funérailles
saafi.consultingTakaful brokerage and engineering firm (protection, funeral cover).
Individuals · France
Compliant funds & ETFs
Accessible to French investors
| Instrument | Ticker | ISIN | Type | Wrappers |
|---|---|---|---|---|
| iShares MSCI World Islamic UCITS ETF | ISWD / ISDW | IE00B27YCN58 | World equity ETF | CTO |
| iShares MSCI USA Islamic UCITS ETF | ISUS / ISDU | IE00B296QM64 | US equity ETF | CTO |
| iShares MSCI EM Islamic UCITS ETF | ISDE | IE00B27YCP72 | Emerging-markets equity ETF | CTO |
| HSBC MSCI World Islamic Screened UCITS ETF | HIWO / HIWA | IE000X9FTI22 | World equity ETF | CTO |
| HSBC MSCI USA Islamic Screened UCITS ETF | HIUS / HIUA | IE000I5NV504 | US equity ETF | CTO |
| HSBC MSCI Europe Islamic Screened UCITS ETF | HIEU / HIEA | IE000AGFZM58 | Europe equity ETF | CTO · AV · PER · capi |
| HSBC MSCI Japan Islamic Screened UCITS ETF | HIJP | IE0001XCFC82 | Japan equity ETF | CTO |
| HSBC MSCI Emerging Markets Islamic Screened UCITS ETF | HIEM | IE0009BC6K22 | Emerging-markets equity ETF | AV · PER · capi |
| Invesco Dow Jones Islamic Global Developed Markets UCITS ETF | IGDA | IE00BM8QRZ79 | World equity ETF | CTO |
| Saturna Al-Kawthar Global Focused Equity UCITS ETF (ex-Almalia Sanlam) | AMAL / ASWE | IE00BMYMHS24 | Active world equity ETF | CTO |
| The Royal Mint Responsibly Sourced Physical Gold ETC | RMAU | XS2115336336 | Physical gold ETC (AAOIFI Std 57) | CTO |
| HSBC Islamic Global Equity Index Fund | - | LU0806931092 | World equity index fund | AV · PER |
| Franklin Global Sukuk Fund | - | LU0923115975 | Sukuk fund | AV · PER |
| BNP Paribas Islamic Hilal Income | - | LU2374587298 | Sukuk fund | AV |
| Templeton Shariah Global Equity Fund | - | LU0792757196 | World equity fund | AV (Luxembourg) |
| Comgest Growth Europe (part S) | - | IE00B4ZJ4634 | Europe equity fund (Islamic screening) | AV · PER |
| BNP Paribas Equity Optimiser | - | - | World equity fund (Islamic screening) | AV (Luxembourg) |
Wrappers: AV = life insurance · PER = retirement savings plan · CTO = securities account · capi = capitalisation contract. Eligibility subject to each contract.